SNB Capital SAR Multi-Asset Conservative Fund

Principal Risks of Investing in the Fund

The Fund is considered to be of Low to moderate risk, and SNB Capital gives no assurance that any appreciation in the value of the Fund’s Investments will occur, or that the value of the Fund’s Investments and the income derived from them may decrease. SNB Capital gives no assurance that the Fund’s investment objectives will be achieved. b. The prior performance of the Fund or the Benchmark is not an indication of the Fund’s performance. The Fund does not guarantee that its absolute performance or its performance relative to the Benchmark will be repeated or similar to any past performance. d. Investment in the Fund is not considered as a deposit with any local bank that promotes or sells securities, nor is it affiliated with the Investment Fund or the Fund Manager. Therefore, Unitholders might lose some or all of their investments. Investing in money market Funds is different from depositing money with a local bank. e. The value of the Units and their returns are subject to fluctuations. Investors may not be able to recover some or all of their investments; people are advised to invest in the Fund only if they are able to afford the loss, which can sometimes be substantial

For more information on the Fund’s investment strategies please refer to the Terms & Conditions.